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Showing posts with the label Tornado Damage

Is Your Homeowners Insurance Enough to Recover from a Disaster?

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A homeowners insurance policy is an essential for every homeowner in case of a disaster. However, in cases of major and total losses, the majority of insurance policies fall short in getting your home back to its pre-disaster condition. insurancepublicadjustersofgeorgia.com outlines below how homeowners insurance alone may not be enough to fully restore your home after a major disaster. Homeowners Insurance and Underinsured Homes While homeowners insurance policies protect your home and are intended to help you restore it to pre-disaster conditions, many factors cause damages and restoration to exceed the dollar amounts established in your policy. Some of those factors include: Underinsured Property – Over time, property values fluctuate, as do the prices of materials and construction labor, causing your property to be underinsured if your coverage is not adjusted to compensate. Relying on coverage for a home’s estimated value often creates a disaster after a disaster. If your h...

Tornadoes, Survival Tips, and Insurance Claims

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A tornado only needs a matter of minutes to damage, destroy, and alter the lives of your entire community. A single tornado is capable of killing hundreds of people and triggering billions of dollars in insurance claims in a matter of minutes. Do you have the right insurance coverage to help you and your family get back on your feet after one of nature’s most horrific events? insurancepublicadjustersofgeorgia.com gathered information on tornadoes, which insurance policies cover damages from tornadoes, how to file a claim, and how to respond when you feel the insurance company is underpaying your claim. Tornado Season and Intensity Spring is tornado season for many states in the US. Tornado season is the time of year when most tornadoes occur and usually runs from April through June. While some states see much more activity than others, there have been registered tornadoes in all fifty states. Rated on the Enhanced Fujita scale from 0 to 5, the intensity of a tornado is based on ...