Does Homeowners Insurance Cover Roof Replacement
Before spending thousands of dollars on replacing your roof after a storm, first find out if your homeowners insurance will cover its replacement. Depending on the type of damage and clauses in your coverage, homeowners insurance may or may not replace your roof. insurancepublicadjustersofgeorgia.com outlines the perils that can damage your roof, how to file an insurance claim, and what to do if your claim is denied. Will Homeowners Insurance Pay for a New Roof Yes and no. There are cases in which sustained damages may only require repairs and others that demand replacement. After you file a claim, an insurance adjuster will inspect the damages and either approve or deny your claim. Do you know which perils are covered in your homeowners insurance? The following are some events that could cause enough damage to your roof to warrant a replacement: Wind – The typical homeowners insurance policy covers wind damage. This one can be elusive, as wind damage sometimes goes unnoticed un