Posts

What Do Insurance Companies Do When Your House Burns Down?

Image
Avoid being shortchanged by your insurance company after a fire destroys your house. Knowing how insurance companies respond to fire damage claims will help you satisfy their requirements and maximize your payout. insurancepublicadjustersofgeorgia.com gathered information about what to do after a fire burns down your house and how to work with your insurance company through the claim process. What To Do After A House Fire A house fire can leave you feeling completely lost. Once you have moved your loved ones to safety, consider the following: Contact Your Insurance Agent – The sooner you contact your insurance agent, the faster you can start the claim process and attend to your immediate needs. Your insurance agent may have valuable information regarding emergency resources in your area. Likewise, you will need to answer a series of questions to launch the claim process. Secure Your Property – Insurance policies require that you take reasonable measures to minimize harm to y
Post a Comment
Read more

Is Flood Insurance Required

Image
Prevent catastrophic damages and financial loss when your property floods. Knowing whether or not to acquire flood insurance could save you from months of repairs and the disruption of your life. insurancepublicadjustersofgeorgia.com gathered information about when flood insurance is required for your property, how it differs from homeowners insurance, and how to purchase it. Do I Need Flood Insurance? If it can rain where your property is located, it can flood. Purchasing flood insurance should be considered by every property owner for the protection and peace of mind it provides. However, some circumstances may require flood insurance to be purchased: 1 – If Your Property Is Located in a High-Risk Flood Area – You may be required to obtain and maintain flood insurance if your property is located in an area considered high-risk for flooding. Use the interactive map provided by FEMA (Federal Emergency Management Agency) at  msc.fema.gov/portal/home to assess whether your prope
Post a Comment
Location: 1100 Peachtree St NE Ste 200a Atlanta, Ga 30309
Read more

What Happens During The Auto Insurance Claim Investigation Process

Image
You can typically avoid having your insurance claim denied when your insurer decides to investigate it just by understanding the process. By knowing what to expect, you can give your insurer everything they require to complete their investigation and finalize your claim. Insurance Public Adjusters of Georgia gathered information about how to get your claim started, what is needed to support it, how to interact with an investigator, and when you should seek professional assistance. Initiating The Insurance Claim Process If you’ve been in a fender bender that resulted in damages to your vehicle, your vehicle was stolen, or the accident was severe with physical injuries, your first order of business is to file a claim with your insurer. Keep the following in mind: • Be forthcoming with information about the accident or theft. • Answer all of the questions asked of you. Your insurance company is gathering information which it will try to verify before finalizing your claim. • Do not
Post a Comment
Location: 1100 Peachtree St NE Ste 200a Atlanta, Ga 30309
Read more

Pros and Cons of Hiring a Public Adjuster

Image
Don’t leave money on the table when your insurance company tries to underpay your claim. Public adjusters help you get insurance claim money that is rightfully yours. insurancepublicadjustersofgeorgia.com gathered information about what a public insurance adjuster is, what they do, and the pros and cons associated with hiring them. What is a Public Insurance Adjuster? Public insurance adjusters are property loss professionals that work on behalf of policyholders. Public adjusters can be hired to review an insurance policy, advise their client about policy details, coverages, and negotiate an insurance claim on their behalf. A public adjuster should not be confused with an independent adjuster. Independent adjusters are hired by insurance companies on a contractual basis to manage their side of a claim. Public insurance adjusters are the only insurance professionals that advocate solely for the policyholder / property owner. Pro – A public adjuster fights and negotiates for the p
Post a Comment
Location: 1100 Peachtree St NE Ste 200a Atlanta, Ga 30309
Read more

Does Homeowners Insurance Cover Roof Replacement

Image
Before spending thousands of dollars on replacing your roof after a storm, first find out if your homeowners insurance will cover its replacement. Depending on the type of damage and clauses in your coverage, homeowners insurance may or may not replace your roof. insurancepublicadjustersofgeorgia.com outlines the perils that can damage your roof, how to file an insurance claim, and what to do if your claim is denied. Will Homeowners Insurance Pay for a New Roof Yes and no. There are cases in which sustained damages may only require repairs and others that demand replacement. After you file a claim, an insurance adjuster will inspect the damages and either approve or deny your claim. Do you know which perils are covered in your homeowners insurance? The following are some events that could cause enough damage to your roof to warrant a replacement: Wind – The typical homeowners insurance policy covers wind damage. This one can be elusive, as wind damage sometimes goes unnoticed un
Post a Comment
Location: 1100 Peachtree St NE Ste 200a Atlanta, Ga 30309
Read more

Is Your Homeowners Insurance Enough to Recover from a Disaster?

Image
A homeowners insurance policy is an essential for every homeowner in case of a disaster. However, in cases of major and total losses, the majority of insurance policies fall short in getting your home back to its pre-disaster condition. insurancepublicadjustersofgeorgia.com outlines below how homeowners insurance alone may not be enough to fully restore your home after a major disaster. Homeowners Insurance and Underinsured Homes While homeowners insurance policies protect your home and are intended to help you restore it to pre-disaster conditions, many factors cause damages and restoration to exceed the dollar amounts established in your policy. Some of those factors include: Underinsured Property – Over time, property values fluctuate, as do the prices of materials and construction labor, causing your property to be underinsured if your coverage is not adjusted to compensate. Relying on coverage for a home’s estimated value often creates a disaster after a disaster. If your h
Post a Comment
Location: 1100 Peachtree St NE Ste 200a Atlanta, Ga 30309
Read more

Tornadoes, Survival Tips, and Insurance Claims

Image
A tornado only needs a matter of minutes to damage, destroy, and alter the lives of your entire community. A single tornado is capable of killing hundreds of people and triggering billions of dollars in insurance claims in a matter of minutes. Do you have the right insurance coverage to help you and your family get back on your feet after one of nature’s most horrific events? insurancepublicadjustersofgeorgia.com gathered information on tornadoes, which insurance policies cover damages from tornadoes, how to file a claim, and how to respond when you feel the insurance company is underpaying your claim. Tornado Season and Intensity Spring is tornado season for many states in the US. Tornado season is the time of year when most tornadoes occur and usually runs from April through June. While some states see much more activity than others, there have been registered tornadoes in all fifty states. Rated on the Enhanced Fujita scale from 0 to 5, the intensity of a tornado is based on
Post a Comment
Location: 1100 Peachtree St NE Ste 200a Atlanta, Ga 30309
Read more