Insurance Public Adjusters of Atlanta Georgia

Before spending thousands of dollars on replacing your roof after a storm, first find out if your homeowners insurance will cover its replacement. Depending on the type of damage and clauses in your coverage, homeowners insurance may or may not replace your roof. insurancepublicadjustersofgeorgia.com outlines the perils that can damage your roof, how to file an insurance claim, and what to do if your claim is denied. Will Homeowners Insurance Pay for a New Roof Yes and no. There are cases in which sustained damages may only require repairs and others that demand replacement. After you file a claim, an insurance adjuster will inspect the damages and either approve or deny your claim. Do you know which perils are covered in your homeowners insurance? The following are some events that could cause enough damage to your roof to warrant a replacement: Wind – The typical homeowners insurance policy covers wind damage. This one can be elusive, as wind damage sometimes goes unnoticed un...

A homeowners insurance policy is an essential for every homeowner in case of a disaster. However, in cases of major and total losses, the majority of insurance policies fall short in getting your home back to its pre-disaster condition. insurancepublicadjustersofgeorgia.com outlines below how homeowners insurance alone may not be enough to fully restore your home after a major disaster. Homeowners Insurance and Underinsured Homes While homeowners insurance policies protect your home and are intended to help you restore it to pre-disaster conditions, many factors cause damages and restoration to exceed the dollar amounts established in your policy. Some of those factors include: Underinsured Property – Over time, property values fluctuate, as do the prices of materials and construction labor, causing your property to be underinsured if your coverage is not adjusted to compensate. Relying on coverage for a home’s estimated value often creates a disaster after a disaster. If your h...

A tornado only needs a matter of minutes to damage, destroy, and alter the lives of your entire community. A single tornado is capable of killing hundreds of people and triggering billions of dollars in insurance claims in a matter of minutes. Do you have the right insurance coverage to help you and your family get back on your feet after one of nature’s most horrific events? insurancepublicadjustersofgeorgia.com gathered information on tornadoes, which insurance policies cover damages from tornadoes, how to file a claim, and how to respond when you feel the insurance company is underpaying your claim. Tornado Season and Intensity Spring is tornado season for many states in the US. Tornado season is the time of year when most tornadoes occur and usually runs from April through June. While some states see much more activity than others, there have been registered tornadoes in all fifty states. Rated on the Enhanced Fujita scale from 0 to 5, the intensity of a tornado is based on ...

Floods, falling trees, and storms are frightening events you may be faced with as a homeowner. When disaster strikes, do you know who to call, what to do, and could it have been prevented? Knowing what to do during a home disaster, how to file an insurance claim, and when it would benefit you to call an insurance public adjuster is essential in helping you get through nearly any property damage scenario. insurancepublicadjustersofgeorgia.com compiled a list of the most common insurance claims, how many of them can be avoided, how to file a claim, and what to do when you feel your insurance company is underpaying your claim. How to file a home insurance claim When your home is damaged, your insurance coverage is there to protect you, and filing a claim is not as difficult as it may seem. Follow these steps: 1 – Notify your insurance company of the damages. 2 – Review your policy and coverage with them. 3 – Ask what information is needed to process your claim. 4 – Document everyth...